Online casino with 300% bonus: what to check

A 300% match is based on an eligible deposit, while caps, game rules and wagering conditions shape its practical value.

What a 300% Bonus Actually Gives You

A 300% casino bonus UK headline sounds enormous. It suggests that a casino will add three times your qualifying deposit as bonus funds. That is the attractive part of the calculation. The less attractive part is that the percentage tells you only how the bonus is sized, not how useful the money will be.

That distinction matters. I have made the mistake of seeing a large match figure, treating it as extra cash, and only later noticing that the reward came with several conditions attached. The headline was technically accurate. My interpretation was not.

The percentage is only one part of the offer

With an online casino 300% deposit bonus, the match is calculated against an eligible deposit. The casino may advertise the rate prominently, while placing the qualifying deposit rules, maximum bonus, eligible games and other restrictions in the terms.

A 300% match means the bonus calculation is based on three times the qualifying deposit, subject to the offer’s stated cap. It does not mean that every deposit receives the same treatment, and it does not mean that the bonus balance can be withdrawn immediately.

That is why comparing a 300% casino deposit bonus UK offer with a smaller-looking promotion can be misleading. A lower percentage may come with fewer conditions, while the larger headline may apply only to a restricted deposit or a particular customer group. The percentage is a starting point, not a quality rating.

What reward are you actually receiving?

Before judging a 300% casino welcome bonus UK, identify the form of the reward. It might be bonus funds added to the account, free spins, or another promotional benefit. Those are not interchangeable.

Bonus funds are displayed separately from withdrawable cash and may have their own play conditions. Free spins relate to selected slot games and may have separate rules for eligibility, timing and winnings. Treating every promotion as though it were cash creates the wrong expectation from the start.

The wording “welcome bonus” also matters. It generally describes an offer for new customers, not a permanent entitlement available to every account. A returning customer, an existing account holder or someone who has already accepted another promotion may not qualify. A specialist affiliate review identifies eligibility as one of the factors that changes the real value of a bonus, and that is a useful way to read the headline: ask who can receive it before asking how large it is.

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The qualifying deposit can change the calculation

The advertised percentage applies only when the deposit meets the offer’s requirements. The casino may specify which deposit types count, whether the customer must opt into the promotion, and whether the deposit must be made while the welcome deal is available.

This is particularly important when a page presents itself as the best 300% casino bonus UK option. “Best” cannot be decided from the percentage alone. If your deposit method is excluded, or if the deposit does not meet the promotion’s definition of qualifying, the headline rate has no practical value for you.

The same applies to eligibility restrictions. Welcome offers can be limited to one account, one household or new customers. Some deposit methods, including certain e-wallet arrangements, may be excluded. Those details are not minor administrative notes; they determine whether the reward is credited at all.

Game contribution affects how usable it is

A bonus may be available across a casino’s games but not count in the same way everywhere. Slots usually contribute the full stake towards a bonus’s play conditions. Blackjack and roulette may contribute only a smaller proportion or be excluded, while live dealer games can contribute nothing.

That makes the game contribution rule central to the value of an online casino with a 300% bonus in 2026. If you prefer table games, a large slot-focused bonus may be far less useful than it appears. You could have a substantial promotional balance on screen while making little progress towards the conditions attached to it.

I once looked at the bonus figure first and the game list second. It should be the other way around.

Expiry turns a headline into a deadline

Bonus funds and free spins do not necessarily remain available indefinitely. Promotional terms can set an expiry period, commonly between seven and thirty days, after which unused bonus funds or spins may disappear. Winnings connected with daily spins can have a separate expiry window, but that is a different type of offer and should not be assumed to follow the same rule.

A 300% match is not useful if the account holder cannot meet its conditions before it expires. Check when the period begins, whether it applies to the bonus or the resulting winnings, and what happens when the deadline passes.

The important point here is simple: a 300% match is not useful if the account holder cannot meet its conditions before it expires. Check when the period begins, whether it applies to the bonus or the resulting winnings, and what happens when the deadline passes.

Withdrawal conditions complete the picture

The final question is what must happen before bonus-related funds can be withdrawn. A promotion may separate bonus money from cash, attach play conditions to the bonus or to free-spin winnings, and impose restrictions on the amount that can be taken out. Some free-spin offers also limit withdrawals from the resulting winnings.

So when you see “300% welcome bonus casino UK”, read the offer as a package of terms rather than a promise of instant extra money. Check the reward, your eligibility, the qualifying deposit, game contribution, expiry and withdrawal conditions together. A specialist review describes those factors as the elements that determine bonus value, and that is the sensible test.

The number gets attention. The conditions decide the deal.

First-Deposit Matches: The Small Print Behind the Big Number

A first-deposit match sounds straightforward: you put money into the account and the casino adds bonus funds linked to that deposit. The awkward bit is that the headline percentage tells only part of the story. A “300%” label does not, by itself, tell you the qualifying deposit, the maximum bonus, whether the offer is limited to one transaction, or whether later deposits are treated differently.

I have made the mistake of reading the large percentage first and the rest of the offer afterwards. That puts the emphasis in the wrong place. The useful question is not simply how large the match looks, but which deposit triggers it and what the casino means by “first”.

The first deposit may be only one stage

Some welcome packages are built as a sequence rather than a single reward. The opening deposit can have one match rate, while a second or third qualifying deposit activates another part of the package. A specialist review describes one structure in which the first deposit receives a 100% match up to £500, followed by later deposits with match rates between 50% and 75% and extra free-spin allocations. That is an example of an offer format, not a description of every casino or a standing market rule.

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This matters when you see a large total advertised across several stages. The total may refer to the whole package, not to the amount added after your first deposit. A headline can therefore make a staged welcome offer look like a single first-deposit reward. Check whether the advertised amount is attached to one transaction or spread across later deposits.

The wording around “first deposit” also deserves attention. It can mean the first qualifying deposit after registration, rather than the first time money reaches the account. A deposit that does not meet the offer rules may not activate the match, while a later transaction may also fail if the promotion is restricted to the initial qualifying payment. Do not assume that an unsuccessful first attempt leaves the welcome deal untouched.

A percentage is applied to an eligible amount

A deposit match is calculated against the part of your deposit that the promotion recognises. That may be the full qualifying deposit, or it may be limited by a maximum bonus. If the offer says the match is available up to a stated ceiling, depositing more does not make the bonus unlimited. Once the cap is reached, the extra deposit remains your own money but does not create further matched funds under that offer.

Attention A high rate applied to a tightly capped deposit may produce less bonus money than a lower rate with a broader qualifying limit. Compare the rate and the cap together.

This is where a very large percentage can mislead. A high rate applied to a tightly capped deposit may produce less bonus money than a lower rate with a broader qualifying limit. Compare the rate and the cap together. Looking at either one in isolation is how the advertising language wins.

The same check applies to a 300% first-deposit offer aimed at online slots or mobile casino users. The device you use does not automatically change what counts as a qualifying deposit. What matters is the promotion’s stated eligibility, the accepted deposit method and the stage of the package. A banner shown on a phone may still belong to a wider welcome deal with its own restrictions.

Later deposits are not automatically included

A first-deposit match should not be treated as permission to claim the same reward every time you add funds. A casino may reserve a separate match for a later deposit, attach a different percentage to it, or add free spins instead of repeating the opening reward. Those are separate parts of the package and should be read separately.

For example, a package can combine a first-deposit match with a later-deposit offer that includes spins. That does not turn the whole arrangement into one unlimited reward, and it does not mean the spins belong to the first transaction. The deposit stage, the match rate and the accompanying reward need to line up.

This distinction is particularly important when an advert presents “300% plus free spins”. The match and the spins may be triggered by different actions, or the spins may apply only after a later deposit. Treat each product type as its own condition rather than assuming that every advertised benefit arrives together.

Check the account status before depositing

Welcome offers are intended for new customers, and a second account is not a sensible way around that restriction. A specialist review notes that offers may be limited to one per household and may exclude certain deposit methods, including some e-wallets. Those points can decide whether a deposit qualifies before the percentage becomes relevant.

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A UK-facing casino must also verify your age before allowing a deposit, and licensed operators prompt new customers to set a financial limit before the first deposit. That process is separate from the bonus calculation, but it can appear at the same point in registration.

I now read a staged offer in this order: the qualifying deposit, the maximum matched amount, the stage to which the rate applies, and whether any later reward is separate. Only then do I look at the headline percentage. Big number, smaller promise.

How to Claim a Welcome Deal Without Missing the Code

A welcome bonus can be lost before you even start playing if you rush through registration. I have done exactly that: opened an account, deposited, then discovered that the offer had to be selected first. The money arrived, but the promotion did not. “Claiming” sounds simple; in practice, it means completing the steps in the right order.

A specialist review describes the usual claim path as registration, opting in and making a qualifying deposit. Treat those as separate actions rather than one automatic process.

Register before depositing

Start with a new account and read the welcome offer shown during registration. The wording matters. Look for whether the promotion is described as a welcome bonus, a deposit match or a free-spin offer, and check whether it is available to new customers only.

The new-customer condition is important. A previous account, an earlier claim or an account connected to the same household may prevent eligibility. A specialist review states that welcome deals are commonly limited to one customer per household. That is not a detail to test with a deposit; the operator may refuse the promotion after the money has been added.

Registration also involves identity and age checks. Operators must verify a customer’s age before allowing a deposit into a gambling account. Use your own details and make sure they match the information the operator may later request. A mismatch can create a delay when the account is reviewed.

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For British players, it is also sensible to confirm the operator’s current UK Gambling Commission licence on the public register before depositing. Real-money casinos serving the British market must hold the relevant licence, and licensed operators must provide account controls such as a financial limit before the first deposit.

Opt in before you fund the account

Some welcome deals require an opt-in button, tick box or selection from a promotions page. Others may be linked to the registration flow. Do not assume that seeing a banner means the offer has been attached to your account.

Read the offer screen and look for wording such as “join”, “activate” or “opt in”. Once selected, check whether the account displays the promotion as active. If there is no confirmation, pause before depositing and contact the operator through its support channel.

This is particularly relevant when looking for a large headline offer, such as a 300% casino bonus for UK players. The percentage alone does not confirm that the deal is active on your account. The actual terms may apply only to a named promotion, a particular registration route or a specific deposit process.

If you are using a casino app, compare the promotion shown there with the offer on the operator’s website. Do not assume that an advert in the app is enough to activate the deal. Follow the opt-in instruction attached to that particular offer.

Find out whether a code is needed

A promo code is not universal. A specialist review notes that some bonuses require a code during the deposit process, while others are applied automatically. That means searching for a “300% casino bonus code” is only useful if the operator’s terms actually provide one.

Before entering payment details, check these places:

• the welcome-offer page;
• the promotion selected in your account;
• the deposit screen;
• the confirmation message sent after registration;
• the offer terms and conditions.

If a code is supplied, copy it exactly into the promotion or bonus-code field. Check for spaces and similar-looking characters, then confirm that the offer name changes or that a message confirms acceptance. Do not guess a code from an old advert or another casino.

If the promotion is automatic, there may be no code field at all. In that case, the important step is selecting the offer before making the deposit. Entering an unrelated code, or trying to combine codes, may leave the account attached to the wrong promotion.

Check the deposit method

The deposit method can affect eligibility. A specialist review says that some welcome deals exclude particular payment methods, including e-wallets. Check the permitted methods in the offer terms before transferring funds.

This matters because a deposit can be accepted by the casino without qualifying for the promotion. The payment may reach your balance while the welcome bonus remains unavailable. British-licensed operators cannot accept credit cards for gambling, and wallets that allow credit-card funds to be used for gambling are also not permitted.

DO

• Verify the operator’s UK Gambling Commission licence
• Confirm the welcome deal is active in your account
• Use your own personal details for registration

DON’T

• Use a credit card for gambling deposits
• Assume a banner automatically attaches the offer
• Use e-wallets if they are excluded by the terms

After depositing, return to the promotions or account section and confirm that the welcome deal is shown. Keep the confirmation message and the offer terms. If the bonus has not appeared, avoid making another deposit simply to try again. Ask support to confirm whether the first deposit qualified and whether the code or opt-in was recorded.

The safest order is straightforward: register, verify the offer, opt in, enter the code if one is required, choose an eligible deposit method, and only then deposit. Five quiet minutes of checking can prevent a very loud argument with support.

Welcome Spins and Slots: What Gets Credited, and When

Free spins are often the part of a welcome bonus that catches the eye first. The number sits in large type, while the important detail is tucked away: are the spins added immediately, or does the casino wait for you to complete a qualifying stake?

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That timing matters. You may register, deposit and expect the spins to appear beside your balance, only to find that the offer is still pending. A qualifying stake may be required before the spins are credited. Until that condition is met, there is nothing to launch in the slot lobby.

Spins are not the same as bonus funds

A free-spin offer gives you rounds on a specified slot or within a specified group of slots. It is not automatically the same thing as a deposit match. A deposit match increases a bonus balance according to the qualifying deposit, while free spins are attached to individual slot rounds.

The distinction is easy to miss when an advert places several benefits in one banner. I have done that myself: read the headline, saw the spin count, and treated the whole thing as ready cash. It was not.

The practical question is: what exactly is being credited?

• Free spins may be added as rounds for a slot.
• A cash or bonus balance may be credited separately.
• A qualifying stake may have to be completed before the spins arrive.
• The spin winnings can have their own conditions, separate from the deposit offer.

That last point is especially important. The appearance of spins in your account does not mean every resulting win can be withdrawn straight away.

Examples of the offers listed for UK players

A specialist review listed several different welcome offers, and they should be read as separate examples rather than one combined package:

• LuckyMate was listed with a £10 bonus and 50 free spins.
• BetWright Casino was listed with 100 free spins.
• Quickbet was listed with 100 free spins.
• BetMGM Casino was listed with 200 free spins.
• Casumo was listed with a 50% deposit match up to £100.

These examples show why the phrase “300% free spins welcome bonus” can be misleading. A percentage normally describes a deposit match; a spin offer is counted in rounds. They are different mechanics, even when an operator places them on the same welcome page. A 300% headline does not, by itself, tell you how many spins you receive, which slot accepts them or when they become available.

Nor should the Casumo deposit match be treated as though it were a free-spin allocation. It is a separate kind of incentive. The BetMGM Casino listing, by contrast, describes a spin quantity rather than a percentage match. Keep those descriptions apart before you decide what the offer is worth.

The qualifying-stake checkpoint

The most useful line to find before depositing is the one explaining the qualifying stake. Welcome offers may make the stake a condition for crediting the spins. In that setup, the order is not simply “deposit, receive spins, play”. It can be “deposit, place the required qualifying stake, then receive spins”.

The stake may also be tied to an eligible slot or an eligible deposit. That is why the offer panel alone is not enough. Check the welcome bonus terms for the trigger, the game attached to the spins and the time allowed for using them. The relevant wording should tell you whether the spins are pending, released in stages or credited after the qualifying action.

I now check the bonus section of the account rather than trusting the banner. If the spins have not appeared, look for a pending status and the progress towards the qualifying stake. Casinos often provide an account area showing bonus details and wagering progress, which is more useful than repeatedly refreshing the slot page.

One more trap: a spin can be credited as a round while its winnings are handled as bonus funds. The round has arrived; the money is not necessarily withdrawable. Read the label beside the balance, not just the number of spins. That small distinction saves a lot of second-guessing.

Wagering Requirements: The Number That Changes the Deal

The headline percentage is not the number that decides how much play a welcome bonus demands. The wagering requirement does that. A “300%” offer can sound enormous, but the useful question is how many times the bonus funds must be staked before a withdrawal is permitted.

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For example, if a casino credits a £20 bonus and attaches a 10x wagering requirement, you must place bets totalling £200. That does not mean losing £200, and it does not mean keeping the same money in your account throughout. It means the combined value of qualifying stakes must reach £200 under the offer’s rules.

That distinction caught me out once. I saw the balance, treated it as spendable cash, and only checked the wagering line when I tried to withdraw. The balance was there, but it was not yet cash in the practical sense.

The Great Britain limit

For bonus funds at operators covered by the Great Britain licensing regime, the wagering requirement cannot be set above 10 times the bonus amount. The calculation is therefore straightforward when the offer uses that maximum: multiply the bonus credit by 10 to find the required total stakes.

The cap applies to the bonus amount, not necessarily to the deposit that triggered it. If you deposit money and receive a bonus, read the terms to see which balance the multiplier applies to. A large deposit does not automatically mean the wagering target is calculated from the whole amount.

The wording also matters. “Wagering requirement” may refer to the bonus alone, while another offer can define a combined balance or impose additional conditions. Do not assume that a headline percentage explains the calculation.

Game contribution changes the workload

Not every qualifying game moves the progress bar at the same speed. Slots generally count in full towards wagering. Live tables and blackjack may count for less or may be excluded completely, depending on the terms.

Not every qualifying game moves the progress bar at the same speed. Slots generally count in full towards wagering, while live tables and blackjack may count for less or be excluded completely.

That is why a player can place substantial-looking bets and still see little progress. A stake on a game with reduced contribution may add only part of its value to the requirement; a game with no contribution adds nothing. The account section provided by the casino is the place to check the current bonus balance and wagering progress, rather than relying on memory or mental arithmetic.

The same point applies to any maximum stake rule attached to the bonus. A casino can state that bets above a permitted level do not count, or that breaking the rule can void the bonus. The qualifying game list and stake conditions belong beside the multiplier in your checklist.

The expiry clock

The time allowed is part of the value. A specialist review describes wagering windows ranging from 7 to 30 days, but the exact deadline belongs to the individual offer. Once the period ends, unused bonus funds or associated winnings may be removed according to the terms.

I now check three lines before playing: the multiplier, the contribution rate for the games I intend to use, and the expiry date. Only then can I tell whether the “bonus” is workable or merely eye-catching advertising.

Read the number. Then read the conditions.

No-Deposit Spins: Check the Daily Reset and the Spin Value

“Free” daily spins sound simple: open the account, collect the spins, play a slot and keep whatever lands. My first mistake was treating the word “daily” as a promise that the spins would sit there until I remembered them. The reset matters more than the headline.

A specialist review describes these offers as resetting every 24 hours. That does not necessarily mean the same moment for everyone. The terms may tie the reset to a fixed platform time, the time of the original claim, or another point stated in the promotion. If you leave unused spins until after that reset, they may disappear rather than roll into the next allowance.

So, before playing, I would check three details:

• when the daily allowance becomes available;
• when the next reset occurs;
• whether unused spins carry forward or expire.

That small check prevents the familiar “I had them yesterday” problem.

What does each spin actually use?

The number of spins is only half the offer. The other half is the value assigned to each one. A specialist review puts the common spin-value range at 10p to 25p per spin. That amount is used on the nominated slot instead of coming from your cash balance, so the displayed win reflects the result from that assigned stake.

The value can make a noticeable difference to how you read a large spin count. A high number of spins at the lower value is not the same proposition as the same number at the higher value. I now look for the stake per spin before getting excited by a banner promising “free slots with bonus and free spins”.

The winnings may also land in the bonus balance rather than as immediately withdrawable cash. This is where a no-deposit spin promotion can be misunderstood. You may finish the spins with a balance showing a win, but that balance can still carry conditions attached to it.

A specialist review places wagering requirements on daily-spin winnings in the range of 20 times to 65 times the bonus amount. The exact rule belongs to the individual offer, so check whether it applies to the winnings, the assigned spin value, or another defined amount. The display alone will not tell you.

Some offers also set a maximum win for the daily spins, with a specialist review describing caps commonly ranging from £20 to £100. There can be a separate expiry period for those winnings, described in the same type of review as ranging from 24 hours to 7 days.

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The useful question is not simply, “How many spins?” It is: when do they reset, what is each worth, and what happens to the resulting balance? That is the real offer.

When Bonus Winnings Become Real Money

The phrase “real money” is where casino advertising can become slippery. A balance showing in your account is not automatically cash you can withdraw. I have made that mistake myself: I saw a positive balance, treated it as available funds, and only later checked what kind of money it actually was.

A bonus balance is promotional credit. It may appear beside your cash balance, but its status depends on the offer’s terms. Until the stated conditions are satisfied, the amount can remain restricted, and a withdrawal request may not be accepted. The figure on screen is not the whole story.

A wager-free offer is different in principle. A specialist review describes these offers as paying winnings as cash without playthrough. In plain English, the winnings are not held back for a further round of required betting before you can request a withdrawal. That does not turn every promotional balance into cash; it applies to the specific offer described as wager-free.

That distinction matters when comparing a large headline such as a 300% casino bonus with a smaller cash-style promotion. The larger percentage may produce a bigger bonus balance, while the other offer may give you winnings with a different withdrawal status. Comparing the numbers alone would be like comparing a voucher with money in your pocket.

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I now look for the exact wording beside the offer: does it call the reward cash, bonus funds, or wager-free winnings? I also check whether the terms attach any separate restriction to those winnings. “Cash” is useful wording, but I would still confirm that the balance can be withdrawn rather than assuming the label settles everything.

The practical test is simple: identify which part of the account is cash, which part is promotional credit, and what the offer says about withdrawing winnings. A headline cannot answer that for you. The balance type can.

A Deposit Match Is Still Bonus Money

A deposit match is not a cash gift sent straight to your bank account. It is bonus money added in relation to your qualifying deposit. If you put in £100 and the offer matches 50%, the account may show your £100 deposit plus £50 in bonus funds. That extra balance is separate from your own cash, even though both figures can appear together in the casino wallet.

That distinction matters when an advert mentions a 300% casino deposit match in the UK. The percentage describes the rate used to calculate bonus funds; it does not mean that the operator pays three times your deposit as withdrawable cash. The offer still has to state the qualifying deposit, the maximum match and the conditions attached to the bonus.

A deposit match is also different from free spins. Free spins are entries for selected slot games, while a match increases the bonus balance linked to your deposit. Neither should be treated as the same incentive. A cash payout is different again: it is money credited as cash, rather than a promotional balance that remains subject to bonus conditions.

One specialist review describes a structure where the first deposit receives a 100% match capped at £500, while later deposits receive match rates of 50% to 75% and may come with extra free spins.

The shape of an offer can change after the first transaction. One specialist review describes a structure where the first deposit receives a 100% match capped at £500, while later deposits receive match rates of 50% to 75% and may come with extra free spins. That is an example of staged promotion design, not a promise attached to every casino advertising a large percentage.

I learned to read “matched” as “added to the bonus side of the account”, not “available to withdraw”. The headline is only the starting point.

Free Spins With No Wagering: Check the Withdrawal Cap

“Wager-free” sounds like the clean version of a welcome offer: spin the reels, win something, and withdraw it without completing playthrough. That is the appeal. It is also where I used to stop reading, which was a mistake.

A wager-free offer means the winnings are paid as cash without a wagering requirement attached. That does not automatically mean every pound shown in the balance can be withdrawn. The promotion can still set a ceiling on the amount payable from the free spins. A specialist review identifies withdrawal caps as one condition that can remain attached to these offers.

So separate two questions:

• Do the winnings need to be wagered before withdrawal?
• Is there a maximum amount that can be withdrawn from those winnings?

The first answer may be no while the second is yes. In practice, a strong result from the spins could leave part of the displayed balance outside the amount eligible for withdrawal. The balance can look better than the cash outcome. That is the bit the “no wagering” label hides.

Free-spin winnings can also carry wagering requirements, despite the promotional wording suggesting an easier route to cash. A specialist review describes this as a condition found on free-spin offers, so the label alone is not enough evidence that the winnings are immediately withdrawable.

Before accepting a free-spin deal, I would look for the exact wording covering both “wager-free” status and the withdrawal limit. Check whether the restriction applies to the winnings from the spins rather than to a separate bonus balance. Also confirm whether the offer is limited to new customers and whether the operator is licensed for the British market.

The headline can be attractive. The payable amount matters more.

Terms and Conditions Worth Reading Before You Deposit

A “300% bonus” sounds precise, but the percentage is only one line in the deal. A specialist review points out that its practical value depends on several moving parts: the reward itself, who qualifies, the deposit that triggers it, which games count, how long the offer lasts and what happens when you try to withdraw.

I now read the terms before paying in, rather than treating the banner as the offer. My quick checklist looks like this:

• Eligibility: confirm that the welcome bonus is available to you before depositing.
• Qualifying deposit: check whether your deposit meets the condition for the promotion and whether every deposit qualifies.
• Game contribution: see whether the games you intend to play count towards the offer, and to what extent.
• Expiry: find the exact date or period in which the bonus funds or free spins must be used.
• Withdrawal conditions: check what must happen before bonus-related winnings can be withdrawn and whether the terms impose any restriction on the amount.

Expiry is easy to miss because it can apply separately to bonus funds and free spins. A specialist review describes periods from seven to thirty days, but that range should not replace the operator’s own terms for the particular promotion. The clock may start when the offer is credited, when the deposit is made or at another point stated in the conditions.

I also save a copy of the promotion before depositing. If the banner says “300%” but the terms narrow eligibility, restrict the qualifying deposit or give the reward a short life, that headline is not the value you first imagined. Read the small print first. Less exciting, much safer.

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