No wagering casino UK: terms to check

No wagering removes the bonus playthrough requirement, but expiry, withdrawal conditions and game-specific rules may still apply.

What “no wagering” actually removes

A “no wagering” bonus removes one particular hurdle: the playthrough requirement attached to bonus funds. It does not turn every condition around the offer into something that disappears.

That distinction matters because casino promotions often put the attractive part in large type and leave the working details underneath. I have made the mistake of seeing “no wagering”, treating the bonus as cash, and only then checking what was needed before a withdrawal. The wording was technically clear. My reading of it was not.

What a playthrough requirement means

A playthrough requirement tells you how many times an offer must be bet before the related earnings can be withdrawn. It is also commonly described as a wagering or rollover requirement. Whatever label appears on the page, the basic idea is the same: the bonus is not immediately available as withdrawable money.

Suppose a promotion gives you bonus funds and attaches a playthrough condition. You may be able to use those funds in the casino, but you must first place the required bets connected with the offer. Until that condition is met, the balance can be shown in your account without being available for withdrawal.

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That is the part removed by a genuine no-wagering bonus. There is no rollover target to complete before the winnings from that offer can be withdrawn. The bonus does not need to be bet again and again simply because it was issued as a promotion.

A small wording difference, then, can change the whole character of a sign-up offer. A casino sign-up bonus with low wagering still asks you to complete playthrough. A no-wagering sign-up bonus does not impose that particular requirement.

No hidden maths. At least on that point.

What “no wagering” does not mean

“No wagering” is not the same as “no terms”. The phrase describes the absence of a playthrough condition; it does not promise that every balance connected with the promotion can be taken out without any other checks or limits.

The casino’s remaining offer terms can still affect a withdrawal. The important question is not only whether playthrough is listed as zero, but also what the promotion says about the bonus itself, the winnings produced from it, and the steps needed to withdraw. A headline can be accurate while still leaving important conditions elsewhere in the offer.

This is why I separate two questions when looking at casinos with no wagering:

• Is there a rollover or playthrough requirement?
• If not, what other terms apply when I try to withdraw?

The first question identifies whether the promotion is genuinely no wagering. The second decides how freely the result can be withdrawn. Treating those questions as one is where the trouble starts.

Bonus funds are not the same as cash

A casino can display deposited money and bonus funds in the same account balance, but that does not make them identical. The offer applies to the promotional part under its own conditions. Even where the playthrough requirement has been removed, you should read the wording that explains how the bonus and any winnings are handled.

That is especially important when comparing casino sign-up offers. “No wagering” may sound like the strongest possible version of a bonus, while another promotion is described as “low wagering”. The difference is real: the low-wagering offer still requires qualifying bets, whereas the no-wagering offer removes that rollover step. But the label alone does not tell you whether both promotions have identical withdrawal treatment.

I now look for the sentence that connects the offer to a withdrawal, rather than stopping at the promotional headline. If the wording says that winnings can be withdrawn subject to the casino’s other terms, that is the useful reading: no playthrough is required, but the rest of the promotion still matters.

A practical way to read the label

When you see casino bonuses advertised as no wagering, translate the claim into plain English:

You do not have to complete a rollover requirement before withdrawing the winnings, but the offer’s other conditions still apply.

That is more precise than assuming the bonus is unrestricted cash. It also keeps the comparison fair. A casino sign-up bonus with no wagering should not be judged against a low-playthrough offer solely by its headline; the full terms determine what happens after the bonus is accepted.

Market
United Kingdom

Language
English

Key Feature
No wagering bonuses

For a no-deposit casino bonus with no wagering, the same basic principle applies. Removing playthrough removes the betting hurdle. It does not, by itself, rewrite the rest of the promotion.

So the useful meaning of “no wagering” is narrow but valuable. It tells you what the casino is not asking you to do: complete a rollover target on the offer before withdrawal. It does not tell you that there are no conditions left to read.

That distinction saves money.

Welcome offers: read the expiry and withdrawal terms

A welcome offer can look simple on the banner and become rather less simple when you open the terms. I have made that mistake myself: read the large promise, clicked to claim it, then treated the small print as something to deal with later. That is backwards. With a new-customer casino offer, the expiry wording can matter just as much as the headline.

“No wagering” sounds like the clean version. In practical terms, it means the offer has no playthrough requirement attached to it. That removes one important hurdle, but it does not turn the promotion into unrestricted cash. The offer can still have conditions about when the bonus is valid, where it can be used and how much can be withdrawn.

The first thing I look for is the offer’s validity period. Bonus terms can include an expiry deadline, and the result of missing it depends on the promotion’s own wording. The bonus might expire, an associated benefit might be removed, or the terms might explain another outcome. I would not assume that an unfinished offer simply remains available until the account holder decides to use it.

A specialist casino review has described expiry periods as part of bonus wagering conditions, but that is not a reason to treat one account of an offer as a universal rule. The operator’s terms attached to the promotion are the wording that matters for the offer you are actually considering. Read those, not just a summary written elsewhere.

Put the deadline beside the balance

When I claim a welcome offer, I now make a note of three separate things:

• when the offer becomes active;
• when the bonus or its associated conditions expire;
• what happens if the required activity is not completed by that point.

Keeping those details separate helps because “valid until” can refer to the promotion, the bonus funds or the time allowed to complete a condition. Those are not necessarily the same thing. A page can describe an offer as available to new customers while the detailed terms apply a separate validity period after activation.

This is also where the difference between deposited money and bonus funds matters. Your own deposit is not automatically the same as the promotional balance. A welcome offer may show both in the account, but the terms can treat them differently. Before playing, I want to know which balance is subject to the promotion and what the operator says will happen to any unused bonus when the deadline passes.

If the wording is vague, I would pause rather than rely on the advertising label. “Claim now” is not an explanation of expiry. Neither is a short sentence saying that winnings are available to withdraw. The useful information is normally in the full offer terms: the activation point, the deadline, the qualifying activity and the effect of failing to meet it.

Do

• Check the full terms for withdrawal limits
• Identify the expiry date of the bonus
• Verify which games are eligible

Don’t

• Assume “no wagering” means no terms apply
• Treat bonus funds as unrestricted cash
• Ignore the withdrawal cap

No wagering does not mean no withdrawal conditions

A casino welcome offer with no wagering can still carry a withdrawal cap. That means the amount available to withdraw may be limited by the promotion even though you are not required to play through the bonus first. The cap is therefore a separate issue from playthrough.

This was another trap I stepped into. I saw “no wagering” and read it as “withdraw anything you win”. The two statements are not identical. One removes the rollover condition; the other would need to be confirmed by the withdrawal terms. If the promotion sets a ceiling, winnings above that ceiling may not be treated in the same way as the rest of the balance.

I also check the eligible-game wording. A no-wagering offer may be restricted to particular games or categories. Playing something outside those terms can affect whether the promotion applies, even though there is no playthrough target to calculate. “All games” and “selected games” are very different descriptions, so I would not fill in the gap from the banner.

The same applies to any wording about how the bonus is credited. A promotion may separate the bonus funds from the deposited money, and that distinction can affect what is available for withdrawal. If the terms do not make the balance treatment clear, the offer is not clear enough for me to value confidently.

The short check before accepting

Before opting in to a new-customer casino offer, I would read the terms in this order:

1. Find the expiry wording and identify exactly what expires.
2. Check what happens if the offer is unfinished when the deadline arrives.
3. Confirm that “no wagering” means there is no playthrough requirement.
4. Look for a withdrawal cap.
5. Check which games are eligible.
6. Read how the deposited balance and bonus funds are treated.

That is not exciting reading. It is cheaper than discovering the conditions after a win.

A welcome offer is only as useful as the terms you can actually meet. No wagering removes one kind of restriction, but the expiry date, eligible games and withdrawal wording still decide what the promotion means in practice. Read those before accepting it, while the choice is still yours.

Free spins without rollover: what happens to the winnings

Free spins with no wagering can sound simpler than they are. The spins themselves are not cash placed in your balance. They are a set of plays attached to a promotion, and what matters is what happens to any winnings those plays produce.

That distinction caught me out before. I saw “free spins” and mentally counted the value of the spins as though it were money I could withdraw. It was not. The useful question is whether the winnings from those spins carry a playthrough requirement.

With a genuine no-wagering offer, the answer is no. You use the spins, any resulting winnings are credited according to the promotion, and those winnings can be withdrawn immediately because there is no further turnover to complete. “No wagering” means exactly that here: the spin winnings are not locked behind another round of betting.

The spins are not the winnings

A free-spin promotion has two separate parts:

• the spins supplied by the offer;
• the money won when those spins are used.

The first part gives you a chance to play a specified slot without staking your own balance for each spin. The second part is what may become withdrawable. Treating the two as the same thing is an easy way to misunderstand a casino free-spins promotion.

This is also why the wording matters. A promotion can offer spins without requiring you to wager the value of the spins. If a playthrough requirement exists, it applies to the winnings generated by the spins rather than to the notional value of the spins themselves. A win is therefore the figure to inspect, not the advertised value attached to the free plays.

For a no-wagering version, that extra step disappears. If the spins produce winnings and the offer has zero playthrough, those winnings are immediately withdrawable. No conversion target sits between the slot result and the withdrawal request.

Check which slot accepts the spins

You cannot assume that free spins work across the whole casino lobby. A specialist review reports that no-wagering spins are generally tied to a particular slot chosen by the operator. I would treat that as a term to verify, not as a feature to guess from the advert.

The selected game can affect how the promotion feels in practice. You may already know the slot, or you may have no interest in playing it. Either way, the spins normally need to be used there rather than moved to another game that suits you better. The title, activation instructions and any expiry wording should be visible before you opt in.

That is especially important when looking for free spins with no deposit and no wagering. “No deposit” describes how you receive the promotion; it does not tell you which slot accepts the spins or whether the resulting winnings are free from playthrough. “No wagering” describes the treatment of the winnings. They are separate claims.

What to read before spinning

I check the offer wording in this order:

1. Which slot is eligible?
2. Are the spins credited automatically or do they need activating?
3. Does any playthrough apply to the winnings?
4. What happens to the winnings when the spins have been used?
5. Can the winnings be withdrawn immediately when the offer says there is no wagering?

The third point is the one people often skim past. A free-spin promotion may look generous because the spins cost nothing, but the relevant rule concerns the cash result. If the winnings have a playthrough requirement, they are not ready for withdrawal until that requirement is met. If the requirement is zero, they are.

I prefer the plain version: the spins are the opportunity to play; the winnings are the balance you are trying to withdraw. Keep those separate and a “free” casino offer becomes much easier to understand.

No-wagering casinos still have terms worth checking

The phrase “no wagering” sounds wonderfully clean. I used to read it as “put the bonus in, win something, take it out”. That was too generous. What it actually tells you is narrower: the offer has no playthrough requirement. It does not say that every pound won becomes freely withdrawable under every circumstance.

UK Wagering Cap

The UK Gambling Commission capped promotional wagering requirements at 10x, effective from 19 January 2026.

That distinction matters when comparing no-wagering casinos in the UK. Two offers can both use the same headline while treating withdrawals, eligible games and promotional funds differently. The label is useful, but it is not the full agreement.

No playthrough does not mean no conditions

With a genuine no-wagering offer, you are not required to keep betting the bonus or its winnings before requesting a withdrawal. That removes the main hurdle associated with a rollover offer. It does not automatically remove the rest of the promotion’s terms.

The casino may still define:

• which games can be used with the offer;
• whether only certain bonus funds qualify;
• whether the offer must be activated in a particular way;
• whether winnings are subject to a maximum withdrawal;
• what happens if the promotional balance is mixed with a cash balance;
• which account checks must be completed before payment.

Those details can change the practical value of an offer more than the headline does. “No wagering” describes one missing condition. It does not turn the promotion into unrestricted cash.

I learned that the annoying way: I saw the attractive part first and treated the small print as decoration. It was not decoration.

Withdrawal caps can change the result

The most important restriction to look for is a withdrawal cap. A cap limits how much you can take from the promotion, even when there is no playthrough attached. If the terms say that only a fixed amount of promotional winnings can be withdrawn, a larger win does not necessarily produce a larger payment.

A specialist review describes no-wagering withdrawal caps between £20 and £100. That is not a universal rule for every casino or every offer, so I would not treat those figures as a promise of what any particular promotion will allow. They are a reminder to find the exact cap in the offer terms before accepting the bonus.

The wording matters. Check whether the limit applies to:

• winnings generated from the bonus;
• the total amount withdrawn after using the offer;
• free-spin winnings;
• a no-deposit reward;
• each bonus separately or the whole promotion.

A cap can also be expressed in terms that are easy to skim past. Look for phrases such as “maximum cash-out”, “maximum winnings” or “maximum withdrawal”. They may describe the same practical restriction.

Eligible games still matter

A no-wagering casino offer can also restrict which games are allowed. The promotion might be available only on selected slots, or it might exclude some games entirely. If you play outside the eligible group, the casino may treat the resulting activity as invalid for the promotion.

That is why searching for no-wagering slots in the UK is not enough by itself. The word “slots” in a banner does not prove that every slot qualifies. The promotion may name particular games, providers or categories in its terms. If the eligible-games list is unclear, I would pause rather than assume that the broadest interpretation applies.

There is another point worth separating: no playthrough and game eligibility are different things. The first concerns whether you must bet a specified amount before withdrawing. The second concerns whether the play itself is permitted under the offer. Removing one restriction does not remove the other.

Read the offer as a bundle of conditions

When I compare no-wager casinos now, I start with the withdrawal section rather than the advertising line. I check the cap, the eligible games and any wording about bonus funds. Then I look at the actual balance I would be allowed to withdraw if the promotion went well.

That takes less time than arguing with support after a win. No-wager does not mean no terms.

Main Conclusions

• No wagering removes the playthrough hurdle but not all terms
• Always check for withdrawal caps and expiry dates
• Free spin winnings are distinct from the spins themselves
• UK rules limit maximum wagering requirements to 10x
• Low wagering still requires completing a turnover target

The UK rules changed in 2026

The phrase “no wagering” looks different in the UK after the latest promotional rules. The important change is not that every casino offer must be no wagering. It is that promotional playthrough requirements are now subject to a legal ceiling.

The UK Gambling Commission capped promotional wagering requirements at 10x, with the cap taking effect on 19 January 2026. In plain English, a UK-licensed operator cannot attach a promotional requirement above ten times the relevant bonus amount. That gives you a firm limit when comparing a new no-wagering casino offer with one that still asks you to play through bonus funds.

It does not turn every promotion into a no-wagering offer. A casino can still advertise a bonus with a playthrough requirement, provided the requirement stays within the cap and the promotion follows the other applicable rules. So “10x” is not another name for “no wagering”. It is the upper boundary for a requirement that still exists.

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That distinction matters when an advert uses soft wording such as “easy to clear”. I have learned not to treat that as a rule. The number matters. If the promotion has no playthrough at all, it belongs in the no-wagering category. If it carries a multiplier, it is a different type of offer, even when the multiplier is within the permitted limit.

One gambling product per promotion

Another UK change arrived earlier. Mixed-product bonuses were banned outright from 19 December 2025. A promotional incentive can no longer combine different gambling products in one offer.

For someone comparing casino promotions, the practical point is straightforward: a casino bonus should not be tied into a broader package that mixes casino play with another gambling product. The restriction is about the structure of the incentive, not merely the wording used on the banner.

This is useful context for offers labelled “new”, “exclusive” or “zero wagering”. A fresh promotion still has to fit the UK rules. Calling it a new casino bonus does not avoid the cap, and calling it a no-wagering offer does not make a mixed-product incentive acceptable.

I would therefore check two things before treating an advert as a genuine UK no-wagering deal:

• whether the promotion actually has no playthrough requirement;
• whether it is presented as a casino-only incentive rather than a mixed-product bonus.

The regulatory date matters. Offers seen in older reviews may describe terms that no longer fit the 2026 framework. That is why a page discussing a no-wagering casino UK offer should be read alongside the current promotion terms, not treated as a permanent description of the market. Old wording ages badly.

Low wagering is not the same as no wagering

“Low wagering” sounds close to no wagering until you do the maths. It is not a promise that you can withdraw the bonus straight away. It means the offer still has a playthrough requirement, but the multiplier is presented as less demanding than the one attached to many other promotions.

That difference matters. A low-wagering casino offer can still tie up your bonus funds while you complete the required turnover. I have made the mistake of seeing a small-looking multiplier and treating it like a minor footnote. It was not. The multiplier applies to a stated amount, and that starting amount determines how much qualifying play is needed.

Low Wagering Calculation

Step 1: Identify the amount

Determine if the multiplier applies to the bonus only or the deposit plus bonus.

Step 2: Apply the multiplier

For a £100 bonus with a 10x requirement, multiply the base amount by ten.

Step 3: Calculate the target

In this case, you must reach £1,000 in qualifying wagering before withdrawing.

Take a £100 bonus with a 10x playthrough requirement. You would need £1,000 in qualifying wagering before the bonus-related balance could be withdrawn. The bonus may look generous on the offer screen, but the real task is the turnover target behind it.

That is why I would not call an offer the “best low wagering casino UK” option simply because its multiplier looks smaller than another one. The useful question is: what amount is the multiplier applied to?

Bonus-only or deposit-plus-bonus?

The calculation can work in different ways. Some terms apply the multiplier to the bonus alone. Others apply it to the deposit and the bonus together. Those two methods can produce very different qualifying totals, even when the advertised multiplier is identical.

Suppose an offer displays a deposit alongside a bonus and describes the playthrough in a short sentence. Do not assume the requirement concerns only the promotional amount. Find the exact wording in the terms and identify the calculation base before opting in. “10x” on its own tells you very little.

This is the part that makes comparing low wagering casino sites awkward. A lower multiplier is not automatically the lighter offer if it applies to a larger combined amount. I now write down the calculation before I deposit, rather than trusting the large figure in the banner.

Low-wagering slots can still be subject to the same question: which balance is being used to calculate the target? The game choice does not change the basic arithmetic. If the casino calculates playthrough from both the deposit and bonus, the turnover target reflects both.

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So, when comparing a low wagering casino site, separate the labels from the obligation. Low is not zero. A genuine no-wagering promotion removes that playthrough calculation; a low-wagering offer leaves it in place. That single distinction can change whether the bonus is useful to you or merely keeps your money engaged in the promotion.

Online casino offers: check the account basics first

A tempting offer can make you skip the boring account checks. I have done that myself: spotted “no wagering”, registered quickly, and only then started wondering whether the account was ready for deposits and withdrawals. The sensible order is the other way around. Before comparing a mobile casino offer, a no-deposit promotion or a crypto payment route, check whether you can actually open and use the account under UK rules.

You must be at least 18 to gamble online in the UK. A licensed operator has to confirm your age before allowing you to deposit, so registration is not the same as immediate access to every account function. Treat the age check as a basic entry requirement, not an annoying extra attached to the promotion.

Identity checks matter too. The operator must verify who you are before processing your first withdrawal. That can make a difference when you find an online casino with no wagering and assume the balance will move straight to your chosen payment method. No playthrough does not remove the need for account verification. If the account details and identity information do not line up, the withdrawal process can pause while the operator checks them.

Account Basics

• Confirm you are at least 18 years old
• Complete all identity verification steps
• Ensure your payment method is permitted (no credit cards)
• Verify your registration details are consistent

That is one reason I would not put money into an offer before reading the account instructions. Use your real details, keep the registration information consistent, and be ready to complete the required checks. This applies whether you are looking at a casino with no wagering on a phone, a traditional desktop site, or a service advertising itself towards Bitcoin or other crypto users. The payment language may change; the account basics do not.

There is also a firm restriction on how gambling accounts can be funded. UK gambling operators cannot accept credit-card payments for gambling. That prohibition has applied since April 2020, so a credit card should not be treated as a fallback when a debit payment fails. The restriction also covers credit-card funding routed through a money service business, and an electronic wallet cannot be used where its balance comes from a credit card for gambling.

So, before chasing the “best” no-wagering casino or a set of no-wagering slots, check three things: you meet the age requirement, you can complete identity verification, and your intended payment method is permitted. The headline can wait. Account access comes first.

Slot offers without wagering still come with game rules

“No wagering” sounds wonderfully clean. I used to read it as “pick any slot, play the bonus, withdraw whatever is left”. That was my mistake. The phrase can remove the playthrough requirement without making every game eligible for the promotion.

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A slot offer may be limited to named games, a particular group of slots, or games supplied under specific promotional conditions. If you open a different title, the money may still be available in your account, but the play on that game may not qualify for the offer. That distinction matters when you are looking at online slots with no wagering or a slot site advertising no-wagering bonuses.

Check the eligible games first

Before accepting an online casino offer without wagering requirements in the UK, I would look for the words that identify the qualifying games. They may appear under headings such as “eligible games”, “promotional games” or “game restrictions”. The important point is not how prominently the offer is advertised, but whether the slot you actually want to play is included.

This also applies to promotions described as online casino free spins with no wagering. The spin itself may be attached to a particular slot, while other games are excluded. That is different from asking what happens to the winnings after the spins: here, the issue is whether the game counts as part of the promotion at all.

The same check is worth making with online slots no deposit no wagering offers. “No deposit” describes how the promotion is funded; “no wagering” describes the absence of a playthrough requirement. Neither phrase, by itself, tells you that every slot qualifies.

Game weightings can change the calculation

Where an offer does include a playthrough condition, game weightings can affect how much a particular slot contributes towards the required turnover. A bet on one game may count in full, while play on another may contribute less. In practical terms, the balance shown in the account can move without the qualifying progress moving at the same pace.

A specialist review identifies game weighting as a factor that can reduce a game’s contribution towards turnover. I would still treat that as a prompt to read the operator’s own promotion terms, not as a universal rule for every offer.

If the promotion genuinely has no playthrough requirement, there is no turnover target for game weighting to reduce. Eligible-game restrictions can still matter, though, especially if the offer is only valid on selected slots. I learned to separate those two questions:

• Can I play this game with the offer?
• Does that play count towards any stated requirement?

Two different checks.

No-deposit offers: check the cash-out ceiling

A no-deposit casino offer can look like the cleanest version of a promotion: you receive bonus funds without putting your own money in, and there is no playthrough requirement attached to the winnings. That sounds straightforward until you reach the withdrawal page.

The detail I would check first is the maximum cash-out. Some no-deposit, no-wagering offers limit how much of the resulting balance you can withdraw. A specialist review describes caps on these winnings as commonly falling between £20 and £100. That is not a universal rule, and it is not a promise that every offer uses one of those figures. It is a warning to look for the exact ceiling in the promotion’s terms.

That distinction matters. If a small no-deposit reward produces a larger win, the displayed balance may not represent the amount you can actually take out. The cap can leave part of the balance unavailable for withdrawal, even where no playthrough is required. “No wagering” describes the missing rollover condition. It does not automatically mean unlimited cash-out.

I made the mistake of reading the headline and ignoring the withdrawal wording. The offer looked generous until the maximum payout turned out to be the more important number. Check it before claiming the reward, not after a win has already made the terms feel personal.

Look for wording such as:

• maximum withdrawal from bonus winnings;
• maximum cash-out for no-deposit promotions;
• winnings limit;
• withdrawal cap.

The wording may sit in the offer summary or in the detailed terms. If the limit is unclear, treat the promotion as unclear rather than assuming the most favourable interpretation. For a no-deposit casino with no wagering, the practical value of the offer is determined not only by whether you can withdraw without completing playthrough, but also by how much the operator permits you to withdraw.

That ceiling is the number worth finding first.

Slot turnover can take longer than the headline suggests

A slot bonus can look harmless until you turn the multiplier into actual play. I once read “10×” and treated it as a small condition attached to the offer. It is not a small sentence. It is a calculation based on the qualifying amount, and the resulting turnover has to be completed before the relevant winnings can be withdrawn.

Take a £20 win subject to 10× playthrough. That win creates £200 of additional slot turnover. You are not simply staking the £20 once and moving on; the terms require qualifying bets totalling £200. The result depends on your stake size, the games that count and whether game weightings reduce the amount credited towards the requirement.

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That is why a slot promotion advertised alongside no-wagering offers needs careful reading. A genuinely no-wagering offer does not create this turnover target. A bonus with a multiplier does. The difference is easy to miss when the headline concentrates on free spins or a welcome bonus rather than the condition attached to the winnings.

The pace of play is also not entirely yours to set in Britain. Online slot autoplay is banned, so you cannot leave the game running through an automatic sequence while the balance is worked down. Each spin has to be initiated by the player. Slot spins must also last at least 2.5 seconds. That puts a floor under how quickly qualifying slot play can happen, even before you consider time spent checking the balance or changing games.

British rules also set maximum stakes per game cycle: £5 for customers aged 25 and over, and £2 for those aged 18 to 24. The £5 limit for all adults took effect on 9 April 2025. A larger stake does not remove the turnover requirement; it only changes how individual bets are sized, where the promotion permits that stake.

The multiplier is the headline. Turnover is the bill.

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